Questionable Choices We Make...

I welcome comments from those of you who have been in similar situations. Today, I was thankful that my first full paycheck was in my bank account.  Sadly, I only cleared just over a thousand, and with this one check, I must make my rent payment and a car payment.  Hm.....rent is $820. Car payment is $385.  So.....let's do the math, we're not stupid right? $1,205.  Well, where am I going to get the other $200?

So here is where it all begins. I've had to make tough choices before.  If I don't make the car payment, I'll then be two months behind. Can I afford to have my car repossessed?  No. I have a job I have to drive to every day so that I CAN get paid. Can I skip on rent?  Of course not. Me and my son need a roof over our heads. So what did I do?  I made my car payment first.  Once I noticed it cleared my bank, I went to my bank and withdrew every penny I had in my account to save for rent, thinking that atleast if I paid $600 of it, it's a "good faith" move, hoping they will let me make the additional up on my next payday.

Why did I withdraw every penny?  Because tomorrow, an automatic payment will come out to the tune of about $200 which will inevitably "overdraft" me.....again.  And this has been going on for three months.  When does it stop?